Real Estate Blog

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Top 5 Common Misunderstandings About Home Financing

Thursday, October 25th, 2012 at 4:15pm. 467 Views, 0 Comments.

#1. A mortgage is a home loan.

Nope. A mortgage is actually the piece of paper that gives a bank the right to take back your home if you fail to pay the home loan. A minor detail, but we're surprised how often "mortgage" and "home loan" are used interchangeably, when in fact they aren't the same thing. You don't truly pay off a mortgage - you pay off a home loan, which "voids" the mortgage at the end.

 

#2. My loan matures when my term ends.

You could be forgiven for thinking so, but not necessarily. The term of a loan is the length of time your lender uses to calculate your monthly payments. Most loans mature (that is, come due) at the end of their terms. An

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New Homes Get Their Cool Back

Thursday, October 18th, 2012 at 10:54am. 618 Views, 1 Comments.

New Homes Get Their Cool Back

Jacksonville, FL - So just a short while ago the soup du jour was finding a shortsale or foreclosure and picking it up for a steal.  Steal being subjective but there were enoughNew homes Jacksonville Florida homes out there to be able to end up with with one.  Albeit the home you were buying might need a new roof, some updating, to be rid of that circa 1970 stove, and some WDO repair, most were happy because they got a foreclosure or a shorty.  Well times, they are a changin'

Now that builders are leaner, more efficient, more attractive, and competitive its becoming cool again to step into some model homes while looking for a new home.  Builders are offering many of the upgrades, tremendous pricing, awesome amenities and peace of mind that

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Closing on your new home is going to try your patience

Tuesday, October 2nd, 2012 at 11:13am. 434 Views, 0 Comments.

Closing on your new home will try your patience...

Steeled nerves, flexibility and a good sense of humor will keep you sane

Jacksonville, FL - Its becoming more and more inevitable that you are just simply going to miss your closing date.  I know I know, that's just a horrible sentiment to have but by planning for this eventuality you can keep your hair and your nails and know that while you might not be closing on that pre-planned Friday, you will likely be eventually closing.

Its not fair and there are a plethora of reasons why it's not going to hit on the date everyone wants but alas there is likely not much you're going to be able to do but simply laugh and drink a cold one.  Simply put, the entire market is overwhelmed.

Its not just

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Gorgeous Pool Home in Julington Creek Plantation

Sunday, September 23rd, 2012 at 8:50pm. 255 Views, 0 Comments.

Julington Creek Plantation Pool Home

Within Gorgeous River Oaks Plantation

St. Johns, FL - This Amazing home just hit the market and it truly is my pleasure to offer it for sale.  This 5 Bedroom 4 Bath home is perfect inside and even better outside!  An amazing lanai, pool, and summer kitchen gazebo makes being outside, overlooking the preserve just as nice as walking through the front door.  This open kitchen and large family room will make having people over for the game a joy!  The Bonus suite upstairs is peerfect for the guest or Teenage son or daughter.  This home is a must see and must view... Please share

http://www.roundtablerealty.com/listing/637521-1124-kingsland-ct-st-johns-florida-32259/

#sharethis#

 

 

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Farmers Market at Nocatee

Friday, September 21st, 2012 at 9:48am. 207 Views, 0 Comments.

Nocatee Farmer's Market

Nocatee has a Farmer's Market the third Saturday of every month.  It's a great place to pick up your local produce and a lot of great local items.  This is the only place I buy my honey.  You're helping the community and they usually have fun activities planned for the entire family.  My granddaughter loves visiting every month.  The Farmer's Market at Nocatee is one of the many great features of living in the Ponte Vedra area.

Here are also some of the available properties for sale in Nocatee:

http://www.roundtablerealty.com/nocatee-florida-homes-for-sale.php

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Appraisals versus Repairs

Thursday, September 20th, 2012 at 11:15pm. 190 Views, 0 Comments.

Appraisals versus Repairs

A north Florida Housing dilemma

Jacksonville, FL - Its one fear every home seller has.  They agree to do a whole bunch of Jacksonville home repairsrepairs for the buyer, for the home, and then the appraisal comes in short of the agreed upon price.  Now what to do?  The sellers now invested money into the sale and the buyer wont pay the difference.  Does the seller feel as if they need to lower the price now to complete the deal?  What went wrong?

First off, they probably weren't working with a Realtor because if they had they wouldve been advised not to start any of the repairs until the buyer's loan was fully approved without contingencies including the appraisal.  This is spelled out in paragraph 14 of the NEFAR purchase and sale

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Can you live out of town and buy a home here...you bet you can.

Tuesday, September 4th, 2012 at 4:38pm. 253 Views, 0 Comments.

With a super hot housing market here in Jacksonville many out of state buyers lose out on the perfect home. I have tons of buyers who tell me they want to see the home when they arrive in town only to discover it's gone. The number of days a homes is on the market in our area have continued to decrease as a result of less inventory. And as we both know less inventory leads to higher home prices. Unlike the national average our home prices have increase about 10% from 12 months ago. What was $200k last year is now $220.

Is there a risk involved in purchasing a home sight unseen, sure there is but I'm here to help with the process. All our home listings provide aerial shots of the community and location. I can also provide additional data like percentage

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Thank you for allowing us to help you sell your Jacksonville home!

Saturday, August 11th, 2012 at 3:27pm. 339 Views, 0 Comments.

Thank you for allowing Round Table to help sell your Jacksonville Home

Jacksonville, FL - 

Courtney, Keith, and HowardThank you for everything.  We truly appreciate your hard work and dedication.  You were very supportive throughout the roller-coaster ride we experienced during the entire process of selling our home.  We made it to Daytona last night and as you can see from the attached photo we enjoyed a leisurely walk on the beach this morning.We have shared with our friends how delighted we were in selecting Roundtable Realty to represent us in the sale of 8711 Sanchez Road.Sincerely,Dan and Lynda

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Jacksonville Homes For Sale Prices Rising

Tuesday, July 31st, 2012 at 9:11am. 308 Views, 0 Comments.

You will be paying more for your Jacksonville home

Luckily Interest Rates Remain Low

Jacksonville, FL - You're not unusual.  You're probably like many many people.  You'd love to buy a home but there's something holding you back.  Perhaps its leftover trepidation from the horrible recession we went through.  Maybe its because you saw someone buy a home during the bubble and have to experience what its like to be tens of thousands of dollars upside down.  Maybe its becuase you want to 'time the bottom'.  There are plenty of reasons but I can address the last reason.... you're late.  At least in north Florida. 

Rarely is there a time like now, where interest rates create a buyer's market while pricing and inventory allow for a seller's

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Selling a north Florida Shortsale takes a team

Friday, July 27th, 2012 at 9:21pm. 225 Views, 0 Comments.

Trying to sell your Shortsale?  You need a team...

maybe an army.

Jacksonville, FL - If you've had the unfortunate luck of finding yourself in a shortsale situation it can be one of the most trying times of your life.  You need to steel yourself for what is to come and you need to surround yourself with a team of tried and true veterans of shortsales to help navigate the rough seas ahead.  At the Table, we have such a team.  Lawyers, processors, warriors, all coming together to attempt to help you succeed in reaching your goals.

Avoiding foreclosure is key.  There are so many benefits in looking at your other options and perhaps one of them will ring true for you and yours.  Please, reach out before its too late.

We have a ton of success

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