From a real Round Table Realty client:
My wife and I were looking for a house in 2016. The market seemed to be coming back in Jacksonville and while we weren’t positive our financial position aligned us with the house of our dreams, we both felt ready to invest in something that was ours.
After finding a FSBO (for sale by owner) home that we both absolutely loved, we discussed with the homeowner how the sale would proceed. An older couple, they both suggested we simply get a lawyer to draw up and review the paperwork associated with the sale. As we got closer and closer to making an offer in writing, my wife and I started feeling uncomfortable. “What if we’re missing something here? We can’t know if…
Your Realtor is your guide, in charge of helping you navigate around all the possible pitfalls and not-so-fun surprises that could cost you money when you're buying a new home. But your Realtor should also be taking into consideration the money you might be paying after closing day. We're talking about...homeowners insurance!
Before you even put an offer in on a home, your Realtor should be able to tell you how the age and location of the house will affect your insurance premiums. They ought to help you spot potential issues that would cause an insurance company to deny you coverage. If your Realtor isn't sharing these most important concerns regarding homeowners insurance with you as soon as you get serious about buying a house, then this video will help
Even with people like Tiea in the world, there are still those who choose to try and manage their own properties. It can be stressful, sure. But what's worse than the stress is making small, simple mistakes you might not even know are mistakes. Tiea has watched home owners allow their beautiful investments to become bottomless money…
Websites like Trulia, Realtor.com, and Zillow have made the market transparent; literally anyone can see when a house goes on the market and do their own research to determine if a home is fairly priced. Of course, these types of public websites aren’t as accurate or efficient as the Multiple Listing Service (MLS), a website that is only available to Realtors, but they do educate the general public in ways we’ve never seen before.
But now, these sites aren’t just offering you free information about the market: they’re getting into the business of buying and selling your homes. For example, Zillow’s “Instant Offers” program allows you to receive several offers on your house within a few days, and all you have to do is send details and a few photos.…
There are hundreds of intricate details that go in to buying a home. But did you know that the timing of your purchase agreement can play a huge role in how much money it costs you to purchase a home? An experienced Realtor can (and should) help you to write a contract according to the timeline that saves you the most money upfront.
Here are three examples of how timelines can play into your purchase, and how your Realtor can step in to advocate for you:
1. Buyers must pay for the appraisal of the home they want to buy (meaning a determination of how much the home is actually worth). If the home does not appraise for the agreed-upon sales price, the buyer has the option of removing their purchase offer. BUT! The buyer has already agreed to put…
Now, almost 10 years later, we at Round Table Realty are watching homes regain value and buyers are racing to scoop up houses within days of hitting the market. We can help buyers make financially sound offers based on market value, but we also have incredible relationships with mortgage lenders in our community who know how to make our clients stand out amidst of sea of hungry buyers.
In this video, Carlos Wilcox from Movement Mortgage chats with Howard about the different financing qualifications:
As our super-agent Alan Levinson tells us in this RTR video:
1. Our agents already know your builders and the real estate agents on site! We know their contracts inside and out, as well as the previously-built homes' timelines. We ensure you're getting fair and equal representation, and that no part of the process is left unexplained. 2. You will have a trained set of eyes watching the building process unfold along with you! With so many…
Single Agency, Dual Agency and Transaction Broker Relationship
What is Agency?
Dual agency is outlawed in many states, including Florida. The issue with dual agency is that the sales associate (licensed agent) enters into a relationship with a client to whom he or she owes a fiduciary duty, also known as obedience, loyalty, disclosure and confidentiality but he or she couldn't do that for both. She is working on behalf of one client in all matters pertaining to a specific real estate transaction. That is the definition of agency. In Florida, we refer to having a fiduciary duty as single agency.
The Problem with Dual Agency
Dual agency is just what it says it is: an attempt to act in both the buyer and seller’s best…
Could NW St. Johns County Become The Place To Be?
My Case For It
St. Johns, FL - So I've been thinking a lot about NW St. Johns County and its potential and we've all been chomping at the bit for the area to take off and I think that time is before us. However, could it be even bigger than anticipated? I wonder out loud.
We already have a lot going for us in the area, as we all know and tout vociferously. Let me count some of the ways. We are located within a comfortable drive to one of the nicest beaches in the state (Ponte Vedra Beach and Mickler's Landing, not to mention those along A1A headed to St. Augustine). We are minutes from the fastest and most accessible thoroughfare in the