All Blog Entries by Howard Flaschen

Found 75 blog entries published by Howard Flaschen.

Do you know what your Jacksonville home is worth?

Probably more than you think

The market has changed dramatically in Jacksonville over the last 10, 5 and even 2 years and its easy to have lost track of what your home might be worth today.  Moreso, it is almost certainly worth more than it was just a few short years ago.  Find out here what its worth in just a few short steps.

St. Johns county homes for sale, Jacksonville Beach homes for sale, Ponte Vedra Homes For sale

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10 Shortsale Curveballs

Sellers Need an Experienced Team of Hitters

Jacksonville, FL - There are so many curveballs in the shortsale process that without an experienced team of hitters on your side the odds of having a succesful shortsale simply drop dramatically.  The list is long:

  1. Contract pricing versus the Lien Holder's BPO
  2. Who does the BPO?  Is it adequate?
  3. Who will do the challenge if its poor?
  4. Who is pushing through the paperwork?
  5. Who is contacting the lienholder/servicer for updates?
  6. Are the HOA dues current? If not how much is the deficiency?
  7. Who will pay the arrears?  Was that covered on the Prelim HUD?
  8. Is the contract on the home contingent on financing?
  9. Are there appraisal repairs needed?  Who will pay for them?
  10. What
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New Construction Walkthroughs

What you should expect and demand

St. Johns County, FL - So you bought a new home from a buiilder and its time for your "First Walk".  This walk is called a couple of different things by different people but in essence its the walkthrough that is done approximately a week prior to closing. This is where the builder has invited you to come to the home, ask questions and point out things that you want fixed or remedied prior to your final walkthrough, which is generally the day of closing.

The reason why the First Walkthrough is where you need to be prepared and buying new construction in St. Johns Countyhave your gameface on is that generally the builder is going to point to this walkthrough as the guide you gave them to satisfy you.  If you try to add things

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50 Things Buyer's Worry About when Buying New

Some Big, Some Small, all Important

  1. What price can we afford?New homes in Jacksonville - St. Johns county
  2. Do we have enough saved up?
  3. When do we need to be in by?
  4. How far can we live from Family?
  5. How far can we live from Work?
  6. How far can we live from {blank}?
  7. What communities are around there?
  8. What Builders are in there?
  9. What Builders will do the best job?
  10. What is available now?
  11. Are there deals on what's available now?
  12. What incentives are there for me to buy now?
  13. What homesites does the available inventory sit on?
  14. What sizes are the homes that are available now?
  15. How many bedrooms does the home have?
  16. What direction does the home face?
  17. What's behind these available homes?
  18. What's next to them?
  19. What color is their
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#1. A mortgage is a home loan.

Nope. A mortgage is actually the piece of paper that gives a bank the right to take back your home if you fail to pay the home loan. A minor detail, but we're surprised how often "mortgage" and "home loan" are used interchangeably, when in fact they aren't the same thing. You don't truly pay off a mortgage - you pay off a home loan, which "voids" the mortgage at the end.


#2. My loan matures when my term ends.

You could be forgiven for thinking so, but not necessarily. The term of a loan is the length of time your lender uses to calculate your monthly payments. Most loans mature (that is, come due) at the end of their terms. An

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New Homes Get Their Cool Back

Jacksonville, FL - So just a short while ago the soup du jour was finding a shortsale or foreclosure and picking it up for a steal.  Steal being subjective but there were enoughNew homes Jacksonville Florida homes out there to be able to end up with with one.  Albeit the home you were buying might need a new roof, some updating, to be rid of that circa 1970 stove, and some WDO repair, most were happy because they got a foreclosure or a shorty.  Well times, they are a changin'

Now that builders are leaner, more efficient, more attractive, and competitive its becoming cool again to step into some model homes while looking for a new home.  Builders are offering many of the upgrades, tremendous pricing, awesome amenities and peace of mind that makes them

2,826 Views, 1 Comment

Closing on your new home will try your patience...

Steeled nerves, flexibility and a good sense of humor will keep you sane

Jacksonville, FL - Its becoming more and more inevitable that you are just simply going to miss your closing date.  I know I know, that's just a horrible sentiment to have but by planning for this eventuality you can keep your hair and your nails and know that while you might not be closing on that pre-planned Friday, you will likely be eventually closing.

Its not fair and there are a plethora of reasons why it's not going to hit on the date everyone wants but alas there is likely not much you're going to be able to do but simply laugh and drink a cold one.  Simply put, the entire market is overwhelmed.

Its not just that

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Julington Creek Plantation Pool Home

Within Gorgeous River Oaks Plantation

St. Johns, FL - This Amazing home just hit the market and it truly is my pleasure to offer it for sale.  This 5 Bedroom 4 Bath home is perfect inside and even better outside!  An amazing lanai, pool, and summer kitchen gazebo makes being outside, overlooking the preserve just as nice as walking through the front door.  This open kitchen and large family room will make having people over for the game a joy!  The Bonus suite upstairs is peerfect for the guest or Teenage son or daughter.  This home is a must see and must view... Please share



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Appraisals versus Repairs

A north Florida Housing dilemma

Jacksonville, FL - Its one fear every home seller has.  They agree to do a whole bunch of Jacksonville home repairsrepairs for the buyer, for the home, and then the appraisal comes in short of the agreed upon price.  Now what to do?  The sellers now invested money into the sale and the buyer wont pay the difference.  Does the seller feel as if they need to lower the price now to complete the deal?  What went wrong?

First off, they probably weren't working with a Realtor because if they had they wouldve been advised not to start any of the repairs until the buyer's loan was fully approved without contingencies including the appraisal.  This is spelled out in paragraph 14 of the NEFAR purchase and sale agreement.

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Thank you for allowing Round Table to help sell your Jacksonville Home

Jacksonville, FL - 

Courtney, Keith, and Howard Thank you for everything.  We truly appreciate your hard work and dedication.  You were very supportive throughout the roller-coaster ride we experienced during the entire process of selling our home.  We made it to Daytona last night and as you can see from the attached photo we enjoyed a leisurely walk on the beach this morning. We have shared with our friends how delighted we were in selecting Roundtable Realty to represent us in the sale of 8711 Sanchez Road. Sincerely, Dan and Lynda
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